When I quit my job in 2017 my net worth was about $3M. Since then it has gone up by more than $1.5 MILLION DOLLARS. Not because I’ve had a high paying job. I haven’t had any job! It’s just all those little working dollars bringing in the big bucks.

And certainly it would be nice if we all started with $3M. (I didn’t… it took me about 16 years to get there, including grinding to grow and sell a company). But starting with any amount, invested monthly, is the beginning of the massive snowball effect of compound growth. So get started!

I think it’s important to have SOME money in cash. Maybe 3-6 months of your living expenses in cash between your checking account and emergency fund. But anything over that should be put to WORK. First pay paying off non-mortgage debt. And if you’re debt free, then get those dollars invested!

As always, reminding you to build wealth by following the two PFC rules: 1.) Live below your means and 2.) Invest early and often.

-Jeremy