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Why simple investing beats chasing the best funds of 2025

I’ll admit, “BEST ETFS OF 2025” is a clickbaity headline. It’s not true because it implies that NEXT year we should be DOING something different than we’ve been doing in the past. It’s clickbaity because we as humans LOVE the opportunity to get some edge or insight into what we should be doing. But when it comes to investing, here’s the boring, simple, truth. You will be BEST OFF, by doing the simple thing. Buy low cost index funds. Put more money in when you have it. Keep doing the same thing over and over for a very long time.

Here’s some other quick tips on ETFs:

• Fidelity doesn’t have their own line of index fund ETFs, but ALL ETFs trade free with Fidelity. So if you use Fidelity, feel free to buy ANY of the ETFs you see on the page.
• Most platforms in the US let you buy/sell ETFs for free!
• Most platforms in the US let ou buy partial shares of ETFs. That means you can simply choose how much money you want to invest and you’ll get that exact amount in dollars.

As always, reminding you to build wealth by following the two PFC rules: 1.) Live below your means and 2.) Invest early and often.

-Jeremy

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Jeremy Circle

Hi, I’m Jeremy! I retired at 36 and currently have a net worth of over $4 million. 

Personal Finance Club is here to give simple, unbiased information on how to win with money and become a multi-millionaire!