Sometimes investing can be so abstract when you’re looking at charts and talking theory, so I figured I’d just show you what stupid buttons to click on. It’s really easy. It takes about five minutes. WHY we do it this way (Roth IRA, target date index fund, buy and hold, stay the course, etc) is a longer explanation, but if you’re new to investing, at least we can demystify what it actually looks like to invest.

It’s really as easy as shown in this post. If you’re someone who has NEVER INVESTED before, I highly recommend doing this. Fidelity and the funds listed here have $0 minimums. Go open an account and throw in 50 bucks. That simple exercise can help eliminate the “static friction” keeping so many people from getting started. The fear of the unknown or worry about getting it wrong keeps so many people on the sidelines. Go give it a try with just a little bit of money and watch it while you keep learning more.

The buttons to click are really easy. I show you them here. BUT I read ALL THE TIME stats like this: “The market averages 10% per year but the average investor averages 4%”. That difference between what human investors make vs what the market returns is MASSIVE. And it all comes down to human behavior. That’s why it’s so important to understand WHAT and WHY you are doing this rather than just clicking the buttons, or else you’ll be sure to go back in and unclick them one of these months and be apart of that statistic.

As always, reminding you to build wealth by following the two PFC rules: 1.) Live below your means and 2.) Invest early and often.

-Jeremy