One of the biggest misconceptions I hear from newer investors is that they should be combining accounts in order to accelerate compound growth. For example,

We are back in a bull market as of last month! Despite many “experts” predicting 2023 would be a bad year for stocks, the S&P

As of today my net worth is about $5 million. Of that, only about $50,000 is in cash. That’s 1%. The other 99% is at