Recently some investors have asked me my opinion on doomsday predictions that we’re facing an upcoming “lost decade” of flat stock market returns. Actually, they

My first post ever (shown on the second slide) was on January 11th, 2019. When I started this account, it was purely a hobby and

One of the biggest mistakes new investors make is called “chasing past performance”. At first glance, it seems like a good strategy. Look at a

I started Personal Finance Club in 2019. And just in those short three years, I’ve heard countless fears about why it’s not a good time

There’s an anecdote about authors Kurt Vonnegut and Joseph Heller who both attended a party hosted by a billionaire. Vonnegut remarks to Heller that their

Believe it or not, this 3×5 table with some Uncle Sam graphics is a slight simplification of the US tax code. But I think it

Inflation is still very high, driven mostly by gas and used car prices. But I think we all feel it in food and housing as

The other day I posted about how inflation was measured at 8.5% over the last year, the highest we’ve seen in about 40 years. I

Mortgage rates have shot up almost 3% in the last two months! I don’t personally have a mortgage, but I happened to Google “mortgage rates”