September Sale! 
Should I buy a new car if I can afford it?
January 19, 2021
This is me in January 2016 buying my first new car ever. In fact, it was the first car I ever owned that was built
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This is me in January 2016 buying my first new car ever. In fact, it was the first car I ever owned that was built
This is how most rich people get rich. Slow and steady, regular contributions to their investments over long periods of time. It’s not flashy, it’s
Believe it or not, this 3×5 table with some emoji checkmarks is a slight simplification of the US tax code. But I think it hits
Sometimes when I post about frugality or cutting out luxuries, I get push back. The YOLOers light me up and tell me to live a
I really don’t like to idealize credit cards. Points and cash back are a game set up by the credit card companies to subconsciously encourage
This is a screenshot from my actual Fidelity account showing the performance of my investments in 2020. I made zero trades last year (other than
Here’s a little secret about insurance: Insurance companies make a profit on the insurance they sell you. Do you know how I know that? Because
SORRY GUYS, but it’s the truth. Investing is boring. And optimal investing is even more boring. It involves putting your money in regularly then doing
I know 2020 has been a pretty rough year but hopefully we can all find some silver linings to feel good about. For me, the
A mentality I see among a lot of new investors is conflating what just recently did well with what they expect to do well in
This is me in January 2016 buying my first new car ever. In fact, it was the first car I ever owned that was built
This is how most rich people get rich. Slow and steady, regular contributions to their investments over long periods of time. It’s not flashy, it’s
Believe it or not, this 3×5 table with some emoji checkmarks is a slight simplification of the US tax code. But I think it hits
Sometimes when I post about frugality or cutting out luxuries, I get push back. The YOLOers light me up and tell me to live a
I really don’t like to idealize credit cards. Points and cash back are a game set up by the credit card companies to subconsciously encourage
This is a screenshot from my actual Fidelity account showing the performance of my investments in 2020. I made zero trades last year (other than
Here’s a little secret about insurance: Insurance companies make a profit on the insurance they sell you. Do you know how I know that? Because
SORRY GUYS, but it’s the truth. Investing is boring. And optimal investing is even more boring. It involves putting your money in regularly then doing
I know 2020 has been a pretty rough year but hopefully we can all find some silver linings to feel good about. For me, the
A mentality I see among a lot of new investors is conflating what just recently did well with what they expect to do well in
