Last night I had this great idea in the shower. I was going to make a post to illustrate the devastating impact of buying a house and selling sooner than five years. The crushing 6% realtor fee (huge relative to a 20% down payment), the missed opportunity cost of investing that down payment, the nefarious impact of taxes, insurance, maintenance, mortgage interest and closing costs. It would serve as an illustration of how the financial benefit of owning is really only reaped after many years of ownership.‎

I don’t expect this post to do well. It’s not sexy. But it might make you more money than of my other posts.‎ ‎ Meanwhile,

Our current president tweets a lot about how the stock market is doing exceptionally well, implying that it is his doing. I posted in past comparing the stock market return over recent presidential terms and it turns out President Trump’s term ranks 7th out of the last 10.

A look at monthly costs and total interest paid for 15 vs 30 year mortgage

I believe the best way to maximize your future wealth is to buy and hold index funds.⁣⁣⁣⁣But I get it. I know it’s tempting to