These numbers are real. Since September 1982 there have been 20 market “corrections” where the S&P 500 has dropped at least 10%. There have also

I’m a simple man so I like to keep things simple. And juggling half a dozen credit cards, trying to manage different points games, where

You should keep a reasonable amount of cash on hand, but not TOO much. Anything extra should be invested in index funds. ‎ Checking accounts