Even Madison isn’t too bad off here. Over half a million bucks in 25 years is better than most do during their career. But if she wasn’t investing it would have only been $125,000. That’s a big difference! And as time goes on, the difference gets even bigger! That’s why it’s so important to “Invest early and often”.

The stock market was down more than 2% yesterday and was down again today. Don’t let this temporary down market scare you. When you zoom out, the market is still way up.

Statistically speaking, the sooner you get started the better. So, NOW is a great time to get started. Save a portion of every paycheck and consistently invest it in low cost index funds. Do this every month and your future self will be very thankful.

As always, reminding you to build wealth by following the two PFC rules: 1.) Live below your means and 2.) Invest early and often.

-Jeremy