How you spend your money is personal to you. BUT there are just some things that are more questionable than others. For instance, what could possibly be worth paying a 1,000% premium for in a hotel mini bar?? If you really wanted a drink, you probably should have bought it at a convenience store on the way to the hotel!  

On the other hand, your physical and mental health are priceless. Because oftentimes, if you’re in poor health, having all the money in the world won’t be able to change that. Investing in your health NOW will help save you from pain and bigger medical bills later down the line, and it could possibly even save your life. So get that test and pay extra for that healthy food.

And the earlier you spend money on investing in index funds, the more your money will grow and the less you’ll have to work in the future. But maybe you’ll be so healthy that you won’t want to stop working?!

Be frugal in the areas you don’t value as much so that you can spend more on things that bring you happiness, health, or freedom. And take the money that you would have blown on dumb stuff and invest it instead!

As always, reminding you to build wealth by following the two PFC rules: 1.) Live below your means and 2.) Invest early and often.‎

-Vivi & Shane