Last year was pretty disappointing because most of us lost money! But to successfully build wealth, this is all part of the process.

There will be many other years that look like 2022 in the decades to come. Bree lost half her money TWICE (during the dot-com bubble and the 2008 housing crisis) but she still ended up becoming a multi-millionaire.

There are always reasons to not invest. “Experts” will tell you how now is not a good time. But don’t let this scare you or distract you.

If you watch the news or go on YouTube, you’ll hear countless people talking about the exact details of the upcoming crash. BUT, remember these people are desperately trying to get your views and shares. (We are desperate for that too, don’t get us wrong.)

Don’t worry about the macroeconomic movements of the world. Instead, play the long game and simply focus on earning higher income, spending less, and investing the difference in index funds. Buy low, buy high. Hold for decades. And tune out any noise around you.

As always, reminding you to build wealth by following the two PFC rules: 1.) Live below your means and 2.) Invest early and often.‎

-Vivi & Shane

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