I often get asked how I “retired at 36” so here is a bit of my story!
This really isn’t supposed to be a “see how easy it is” or “anyone can do it the way I did” post. I fully acknowledge I had a huge amount of privilege and unfair advantages. Graduating from college debt free thanks mostly to my parents is something that was simply gifted to me and allowed me to start a company. Even as I grew my company I’m sure I benefited from the invisible tailwinds of being a tall, healthy, young, white, American male. I worked hard, but would my work have been received the same way if I walked into meetings as a female of color (for example)? I doubt it would have gone the exact same way.
That said, I did grow my net worth to over $100K on $36K/year living in high cost of living San Diego. I was well on my way to millionaire status within another decade or two, even if I didn’t sell my company. Also, had I taken that Microsoft job and lived on a similar budget and invested the rest, I’d be almost where I am today (Maybe even ahead if I grew my Microsoft career). So, just because I had a windfall, don’t write off the most effective and efficient way to build wealth: Live below your means and invest early and often.
For you track fans, I ran the 400 and 800 in 46.8 and 1:49.8. I still hold a school record at the University of Michigan!
p.s. I first posted this last March when I had 2,600 followers. Now I’m over 30X that, so I figured I should share again?! Shout out to those OGs who have been following me for that long! I added an image and updated the last one with more recent information! My net worth is up $181,000 since last March!
– Jeremy
S&P 500 has had 39 all time record highs in 2024
We hit the 39th record high of the year yesterday! Prior to 2024, we went almost two years with no record highs. We keep hearing