A lot of examples I give are around the idea that you can save an invest a relatively small amount each month and end up with millions over time. But an important piece that some can be missed is what this is ALL ABOUT. The goal of money is not to die with the most in your bank account. That would not constitute a well lived life. Instead, the POINT OF ALL OF THIS is to maximize the utility of your money! To USE the money as a tool to live your best life.

Of course, tools can be misused. Just ask the screwdriver I used to get spaghetti sauce out of my electrical socket. As with that sparky screwdriver, you can misuse money. Going into debt. Spending too much. Wasting money on stuff that isn’t important. That doesn’t help achieve a better life.

But used correctly, money can be a magnificent tool! It can give you options in life. Give you freedom with your time. Give you the ability to say “no” to things you don’t want to do. And for the love of god, how you are going to invite me to your yacht party if you’re not building wealth?!

If you’re misusing money, there’s no time like now to get things in order. But if you’re hyper-focused on hoarding money, don’t forget what it’s all about. Don’t die one day and have regrets about not maximizing your life. Keep an eye out for those opportunities to convert money to happiness and help people.

As always, reminding you to build wealth by following the two PFC rules: 1.) Live below your means and 2.) Invest early and often.

-Jeremy