The market has broken the all time record high 20 times this year. Does that mean the market is overvalued and a crash is coming? No. The market usually goes up.

The market dropped about 20% in 2022. Did that mean it was going to keep dropping? No. The market usually goes up.

Instead of worrying about when the inevitable volatility will happen, make peace with your plan to buy and hold for decades. Then you don’t need to worry about these little fluctuations along the way.

As always, reminding you to build wealth by following the two PFC rules: 1.) Live below your means and 2.) Invest early and often.

-Jeremy