As J.Lo once said, “Even if you were broke, my love don’t cost a thing”. If you are happy to spend money on Valentine’s Day, go for it! But don’t do it because of the pressure from society.

Take the time to understand what your love language is as well as your partner’s if you have one. Because there are many different ways to express love and some ways are more meaningful to us or easier to express than others. For example, a parent may never say “I love you” or hug you but will make sure you’re always fed. Or a partner who works a lot might buy you lots of gifts, when what you really want is some quality time together.

Valentine’s Day is about celebrating love. It’s not limited to just a romantic partner. Don’t forget to send love to your Grandma or your best friend. And most importantly, YOURSELF.

As always, reminding you to build wealth by following the two PFC rules: 1.) Live below your means and 2.) Invest early and often.‎

-Vivi & Shane

p.s. if you live in Southern California and want to meet us and other personal finance nerds, we are having an in person meetup in Anaheim this Saturday from 11-2 at Golden Road Brewery! You can RSVP for the event on our Facebook page.