This ain’t great y’all. Imagine wanting to retire today and having $100K in the bank. How long is that gonna last you? Two years if you’re frugal? Three if you really dial down your cost of living? Yet still, 64% of those over the age of 65 don’t even have THAT. Don’t rely on the pittance of social security (if it still exists when you’re old). Start now. Spend less, invest more. Focus your spending on those experiences that really bring you joy, and cut out the wasteful spending. Money is just a game, and winning means you maximize your lifetime happiness.

As always, reminding you to build wealth by following the two PFC rules: 1.) Live below your means and 2.) Invest early and often.

-Jeremy