✨ September Sale! ✨

All money courses are $30 off! Sale ends Sunday 9/22!

✨ New York 2026 Sale! ✨

All money courses are $30 off, bundle $50 off, and Dead Box $20 off Until 1/25!

How I Reached Financial Independence by 36

I often get asked how I “retired at 36” so here is a bit of my story!⁣‎
⁣‎
This really isn’t supposed to be a “see how easy it is” or “anyone can do it the way I did” post. This happened to be my path. Yours will be different. I went the startup route, and was frankly very lucky that it paid off. But had I taken that Microsoft job out of college and maintained the same degree of frugality, I would have ended up at roughly the same net worth as I have today.

You might look at this and say, “Oh, must be nice, this tall rich white dude started a tech company and is now rich”. And that’s a fair critique. I definitely had a ton of unfair advantages and tailwinds. For example, my parents saved a college fund for me that covered most of my undergrad, and I had a supportive network of friends and family. But I also worked hard along the way. I earned a track scholarship (neither parent was especially athletic), and worked a bunch of jobs. I was a server, a camp counselor, a carpenter’s assistant, an IT guy, and had a few internships. Anything to pay the bills.

I also worked HARD at being frugal. I lived on very little, and tried hard to stay out of debt. I bought used cars in cash (i.e. $3K for a 99 Ford Explorer), rented cheap apartments with roommates, and kept food and travel on a shoestring budget.

All in all, that was my path. It won’t be yours but I think you can absolutely do it your own way!
⁣‎
For you track fans, I ran the 400 and 800 in 46.8 and 1:49.8. I held the school record in the 600m for 21 years until it was recently SMASHED 😭.
⁣‎
– Jeremy⁣‎

MORE POSTS

My Yearly Money To Do List

This is an annual recurring event on my actual calendar. These are the few financial things I make sure to take care of at the

Net worth by age

What is the median net worth by age?

Net worth is the single most important number to describe your personal financial situation. It’s defined as everything you own minus everything you owe. Knowing

Jeremy Circle

Hi, I’m Jeremy! I retired at 36 and currently have a net worth of over $4 million. 

Personal Finance Club is here to give simple, unbiased information on how to win with money and become a multi-millionaire!